What To Do After a Car Accident
A car accident can be a frightening incident. Even if everyone is physically safe, it can be a scary experience. You may feel overwhelmed right after the accident, but it is important that you keep a level head and do a few certain things. These include contacting the police, contacting your insurance agent and contacting a rental service.
Contact the Police
Even if there is only minor damage in the accident, it is always a good idea to have a police report. This gives you an official legal document to refer to in case there are any later questions about the incident. If no one is hurt and you do not want to clog 911 calls, you can always call the local police station directly.
Contact Your Insurance Agency
Your insurance agent will want to know about your accident as soon as possible to get started on claims management. The sooner you contact him or her, the sooner your claim can be processed. This translates into you being able to get your car repaired or replaced sooner.
Contact a Rental Service
Some insurance policies have rental car coverage in case of an accident, so it is important to ask your insurance agent if you have this option. If so, you need to know if you can use any rental agency or if you must use a specific one. If you do not have rental coverage, you will be free to choose whatever agency you desire, but you will have to pay out of pocket.
Dealing with the aftermath of a car accident can be a real headache, but it does not have to be completely overwhelming when you follow these simple tips. Just remember that the sooner you take care of these steps, the sooner you will be back on the road again.
